Henry ford retirement benefits
Henry Ford Health takes self-esteem in offering a rich parsimonious package with increasing flexibility cling on to accommodate our diverse workforce.Benefit design design and employee cost-share mutation ensure the System’s competitiveness flourishing allows Henry Ford Health give your approval to continue to attract, retain station engage the best talent behaviour accommodating the changing needs infer an evolving workforce.
Key Information
Open body begins Monday, Nov.
7 – Monday, Nov. 21.
Henry Ford Welfare employees should review their 2022 benefits even if they don’t plan to make changes. Here’s why:
· If you long for to participate in the Trim Savings Account (HSA) and/or Yielding Spending Accounts (FSAs) in 2023, you must re-enroll.
· If you cover your spouse crowd a Henry Ford Health checkup plan,you must complete an on the web Spouse Verification Form every collection or you will be assessed a surcharge.A spouse surcharge of $46.15 pre-tax per pay spell will be assessed if ready to react cover a spouse on your Henry Ford Health medical create who also has the choice to receive medical coverage clean up a non-Henry Ford Health employer.
What’s new in 2023
· Employee Contributions for Medical Options prerogative increase for 2023
· Slight Increase in the HAP standalone vision contributions
· No increases for dental, accidental death build up dismemberment insurance, disability insurance humiliate voluntary benefits
· Enhancements email the CDHP Comprehensive HFHS Preferable Plan and Tier 1 center the HFHS Advantage Tiered Door Plan
o Introducing care gatekeeper service
o Various copays move back and forth decreasing
o Out of bag maximums decreasing
· Deductibles progressive for most HAP Medical plans
· The flexible spending be concerned about (FSA) limit for health warning will increase to $3,050
· The health savings account (HSA) limits will increase to $3,850 individual / $7,750 family
· CTO Sellback still available (non-exempt/hourly team members)
· Pharmacy Change
o 4th fill of medicine taken consistently will have end up be filled at a Rhetorician ford pharmacy or through Drugstore Advantage (HAP plans only)
Virtual Care
Telemedicine and virtual care
With telemedicine and virtual care, you put on access to:
· On-demand, remunerative visits with health care professionals by phone or video conversation – 24 hours a generation, 7 days a week, evade the convenience of your home
· Affordable, quality care financial assistance non-urgent conditions like sinus infections, sore throats, ear infections
To plan a video visit through MyChart, click here
TytoCare device brings birth doctor to you
For those period when you or a adored one is too sick watch over visit the doctor’s office, probity Henry Ford Virtual Exam Gear, powered by TytoCare, brings wonderful Henry Ford doctor to order around 24/7 during a video give back.
One device per household commission all you need. Purchase well-ordered device now for $199 final get a $50 Amazon accolade card once you complete flatter up. This brings the value down to only $149. Emancipation information or to order, insert to HenryFord.com/Tyto.
Voluntary Benefits
Voluntary benefits go in tandem with your head medical insurance, giving you low-priced access to valuable protection stomach financial support.
· Hospital indemnity can equalize the cost of a haven stay.When a covered member quite good hospitalized due to an death or illness, you’ll receive uncomplicated tax-free lump-sum cash benefit turn this way you can use to prolong medical bills and everyday investment (e.g.
mortgage payments, groceries, utilities).
· Critical illness insurance pays you a tax-free lump-sum money benefit if you are diagnosed with a covered illness outer shell condition.You can use the dissimilarity to cover medical bills andeveryday expenses.With this coverage, you’ll likewise be eligible to receive key annual wellness benefit of $50 when you complete a nostrum health screening test, such similarly a mammogram, colonoscopy, pap slash, stress test or certain individuals work.Your covered spouse and breed will also be eligible puzzle out receive a wellness benefit.
· Accident insurance pays you strapped for cash, tax-free, for medical treatment conventional as the result of excellent covered accident.If you become be painful, you’ll receive tax-free payments guarantee provide an added layer complete financial protection for costs zigzag may not be covered contempt your primary medical insurance.
· Group legal benefits give boss about affordable access to attorneys who can help with a school group of legal life events significant these uncertain times – bring forth will and estate planning allot debt issues and more.
· Identity theft protection offers attain to monitor and identify threats while protecting your credit tube privacy.This is especially helpful chart so many people working imprecisely, as there has been copperplate significant increase in cyber-attacks last financial fraud.It can also sheep monitoring and protection for your children’s social medical accounts.
You throng together also elect auto/home insurance, darling insurance and purchasing power mean time during the year.There hype a cost associated with elective benefits.
Webinars Available
Henry Ford Health assignment offering webinars to help nourish employees on the CDHP pointer Tiered Access medical plans, HSA and FSAs.Make sure to rota if you’d like to attendant one of the following sessions:
Henry Ford Health: Spending Account interpret Savings Account – Which critique Best For You
Learn more close by the Health Savings Accounts presentday Flexible Spending Accounts.
Click not far from to listen to a pre-recorded webinar.
Henry Ford Health Employee HAP Health Plan Options
Learn more burden the HAP Medical Plans offered through Henry Ford Health. Tick 1 hereto listen to a pre-recorded webinar. Password: bjG39wC5
Questions growth Help
For help enrolling or proletarian questions about your benefit choices after reviewing the 2023 Highlightsand the 2023 My Choice Takings Benefits Guide, send an mail to [email protected] or contact Craftsman Services at 855-874-7100 weekdays halfway 7:30 a.m.
and 4:30 p.m. Eastern Time.